September 1, 2020
credit report

How Do I Get a Free Credit Score?

If you’re working on improving your credit, finding out your credit score is an important first step. Fortunately, there are a few options for getting a free credit score. How Do I Get My Free Credit Report? First of all, you should know the difference between a credit report and credit score. Your credit report is your entire credit history as a consumer, including both […]
August 25, 2020
credit cards

What Are the Benefits of a Perfect Credit Score?

Most people know that it’s important to have a good credit score. Having good credit means that you’ll be offered better interest rates, which will save you a lot of money. The higher your credit score, the more it will benefit you. As a result, many people strive to get a “perfect” credit score. What is a perfect credit score? This typically means scores that […]
May 26, 2020
master card visa credit card

How to Start Building Your Credit

When it comes to obtaining a mortgage, your credit score determines how trustworthy you are to lenders. The better your credit score, the lower your mortgage interest rate and monthly payments will be. Furthermore, having a better credit score increases your chances of getting approved and gives you more options to choose from. The easiest way to start building your credit is to apply for […]