September 8, 2020
man looking shocked

Credit Report 101: What Is High Credit?

How you manage your credit now and how you managed it in the past can come back to haunt you, lowering your score. This phenomenon is known as “high credit.” But how does high credit hurt your credit score and what can you do about it? How High Credit Factors Into Your Credit Score You’re credit score may seem like a number that is just […]
August 25, 2020
credit cards

What Are the Benefits of a Perfect Credit Score?

Most people know that it’s important to have a good credit score. Having good credit means that you’ll be offered better interest rates, which will save you a lot of money. The higher your credit score, the more it will benefit you. As a result, many people strive to get a “perfect” credit score. What is a perfect credit score? This typically means scores that […]
June 2, 2020
house for sale home

What Is the Minimum FICO Score for a Mortgage?

For most Americans, buying a home is one of the most significant purchases they will make in their lifetime. As a result, it is in your best interest to set yourself up as best as you can to improve your odds of success in the mortgage application process. Your FICO score is the difference between getting an amazingly low rate or having to agree to […]