How Do I Get a Free Credit Score?

If you’re working on improving your credit, finding out your credit score is an important first step. Fortunately, there are a few options for getting a free credit score. How Do I Get My Free Credit Report? First of all, you should know the difference between a credit report and credit score. Your credit report is your entire credit history as a consumer, including both […]

August 25, 2020

Published by DBascombe at August 25, 2020

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Credit

What Are the Benefits of a Perfect Credit Score?

Most people know that it’s important to have a good credit score. Having good credit means that you’ll be offered better interest rates, which will save you a lot of money. The higher your credit score, the more it will benefit you. As a result, many people strive to get a “perfect” credit score. What is a perfect credit score? This typically means scores that […]

August 18, 2020

Published by DBascombe at August 18, 2020

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Credit

Mortgage Preapproval: 3 Important Things to Know

Buying a home is likely to be one of the biggest purchase that you make in your life. You’ll also probably need a mortgage loan to make it happen. Obtaining a mortgage preapproval is essential if you want to start the process of buying a home. By obtaining a mortgage preapproval, you show sellers that a lender has already verified your eligibility and is willing […]

June 16, 2020

Published by DBascombe at June 16, 2020

Categories

Credit

3 Reasons to Get Preapproved for a Mortgage Loan

Before you start searching for a home, there is one thing you absolutely must do: get a preapproval for a mortgage. Without a preapproved mortgage, it may make finding your dream home a lot more difficult. Even if you are certain that you will be approved for a mortgage, it helps to be sure by obtaining a preapproval first. Prequalification vs Preapproval for a Mortgage […]