February 8, 2021

Financial Cost of Bad Credit: How Much More Are You Spending?

The costs of bad credit are real. More than 50% of Americans have subprime credit which means that they routinely do not have access to the best interest rates or loan terms when they go to borrow money. But have you wondered exactly how much having bad credit hurts you financially? Here is an estimate of how much more you are spending if you have […]
January 25, 2021

5 Tips to Buying Real Estate for Investment in 2021

You may be considering buying real estate in 2021. In fact, real estate has remained as one of the highlights of the economy throughout the COVID-19 pandemic despite the overall downturn. As a result, now might be a good time to make a foray into buying real estate. Here are 5 success tips for buying real estate for investment in 2021. 1. Do Your Research […]
January 18, 2021

Financial Freedom: How to Make Your Dream a Reality

How would it feel to finally achieve financial freedom? Imagine never having a pit in your stomach about how you’re going to pay an unexpected bill again. The next time a pandemic or recession hits, you won’t have to deplete your savings just trying to make ends meet. That’s what financial freedom feels like! So how do you get there? Here is a concrete plan […]
January 12, 2021

What Is a Good Credit Score?

A good credit score typically ranges from 670 to 799 for a FICO score. It is near or above average for the typical U.S. consumer and indicates to lenders that a borrower is a lower financial risk than most borrowers and is therefore creditworthy. Why Is a Credit Score Range Considered Good? The terms “good” and “very good” refer to the credit-scoring model set forth […]