Inaccurate personal information is commonly a cause of severe credit issues and complications. Personal information errors include name, address, SSN, and more. The errors can easily cause multiple individuals files to be improperly merged. The merging of file data in most cases will prevent a consumer from obtaining the highest credit rating. The most common files to see improper data merged is with family. Personally, […]

“There’s so much information on my credit report and I have no idea where to begin. What should I dispute?” This is the first thing that comes to mind when someone is reviewing their credit report and they’re trying to fix it on their own. In this article we are going to identify what can be disputed for inaccuracies on your credit report. This will […]

I’m sure we all know who the big players in Credit Reporting are by Now… Experian, Equifax and Transunion. But what most people don’t know is that bad credit reports are actually a good thing for them. You think I’m crazy? Well good… Here’s why… Who benefits the most from bad credit? You guessed it… Lenders.. Lenders are able to charge unrealistic interest rates to […]