April 1, 2019

Important Changes to Itemized Deductions when Filing Taxes

Tax law changes in the Tax Cuts and Jobs Act (TCJA) affect almost everyone who itemized deductions on tax returns they filed in the past. One of these changes is that TCJA nearly doubled the standard deduction for most people. As a result, many people may find it better to take the standard deduction. However, some people may still think about itemizing if their total deductions […]
February 18, 2019

“Mortgage Protection” through Term Life Insurance

Purchasing a new home can be both exciting and stressful. For many people, a mortgage is the largest investment they will ever make in their lifetime. But would your loved ones be able to cover mortgage payments if something unfortunate were to happen to you? Let’s not sugar coat it. What if they walked out of the house tomorrow, got into a bad car accident, […]
February 11, 2019

Authorized User Accounts

For many years adding someone on as an authorized user to a well-established account was the mecca of instant credit score increases and instant approvals. Adding authorized users became widely known the great impact of adding additional accounts with high credit limits and lengthy history. a new business model was quickly created- “Tradelines for Sale”. Therefore vendors contracted with credit worthy consumers to “Rent” their […]
February 6, 2019

Where’s My Refund? Tool lets Taxpayers Check Status of their Refund

The best way for you to check the status of your refund is to use the Where’s My Refund? tool on IRS.gov. This tool gives you access to your tax return and refund status anytime. Furthermore you can do this from the comfort of your home, at work, or directly from your phone. All you need is internet access and three pieces of information: Social Security […]