September 8, 2020
man looking shocked

Credit Report 101: What Is High Credit?

How you manage your credit now and how you managed it in the past can come back to haunt you, lowering your score. This phenomenon is known as “high credit.” But how does high credit hurt your credit score and what can you do about it? How High Credit Factors Into Your Credit Score You’re credit score may seem like a number that is just […]
September 1, 2020
credit report

How Do I Get a Free Credit Score?

If you’re working on improving your credit, finding out your credit score is an important first step. Fortunately, there are a few options for getting a free credit score. How Do I Get My Free Credit Report? First of all, you should know the difference between a credit report and credit score. Your credit report is your entire credit history as a consumer, including both […]
August 25, 2020
credit cards

What Are the Benefits of a Perfect Credit Score?

Most people know that it’s important to have a good credit score. Having good credit means that you’ll be offered better interest rates, which will save you a lot of money. The higher your credit score, the more it will benefit you. As a result, many people strive to get a “perfect” credit score. What is a perfect credit score? This typically means scores that […]
August 18, 2020
homes in a neighborhood

Mortgage Preapproval: 3 Important Things to Know

Buying a home is likely to be one of the biggest purchase that you make in your life. You’ll also probably need a mortgage loan to make it happen. Obtaining a mortgage preapproval is essential if you want to start the process of buying a home. By obtaining a mortgage preapproval, you show sellers that a lender has already verified your eligibility and is willing […]